We can develop an inner reservoir of strength, courage and peace— a spiritual bank account— by setting aside time each day to turn within, become quiet, relaxed, calm and let go to the oneness of all life. Just as we add to our financial well-being by setting aside money in a savings account or certificate of deposit, so can we add to our spiritual, mental and emotional well-being by setting aside time, energy and intention to allow our inner being to be nour-ished and replenished. Whether we call this quiet time prayer, meditation, contemplation, reflection or simply sitting still doesn't matter. The important thing is to take the time out of our busy schedules to get still and let go and let ourselves be at peace.